To provide better services to the clients, according to different characteristics and requirements of the clients and the business, China Development Bank has made great efforts to innovate within the regulatory authority's guide lines and frameworks , and to cater the clients with quicker and more convenient services. Apart from the credit business, the CDB is also engaged in the following business with regulatory approvals:

1. Management and operation of the budgeted operation and construction funds and interest-subsidy funds;
2. Issuance of debt securities and treasury-backed construction bonds;
3. Issuance of bonds in foreign markets with state approvals, and fund-raising through international commercial loans according to the state plans;
4. Re-lending of the loans provided by foreign governments and international financial organizations;
5. Inter-bank borrowing and lending in RMB;
6. Policy loans to policy projects and their supporting projects, including large and medium-scale constructions and technical innovations of infrastructure industries, basic industries and pillar industries of the state;
7. Assessment, consultation and guarantee for construction project loans;
8. Foreign exchange loans;
9. Corporate deposits and settlements denominated in local and foreign currencies related to the loan projects;
10. Foreign currency remittances under the loan projects;
11. International settlement under the loan projects;
12. Foreign exchange settlement and sales under the loan projects;
13. Hedge transactions of foreign exchange on behalf of the customers under loan projects with equipment import;
14. Foreign exchange guarantee;
15. Proprietary foreign exchange transaction;
16. Issuance of securities (other than shares) denominated in foreign currency;
17. Transaction of securities (other than shares) denominated in foreign currency;
18. Inter-bank borrowing and lending of foreign exchange;
19. Underwriting of corporate bonds for enterprises with whom the Bank establishes credit relations;
20. Credit investigation, consultation and certification;
21. Short-term loans for construction projects within the business scope;
22. Indirect syndicated loans